Why do you need over 65s travel insurance?
An over 65s travel insurance policy helps you to enjoy travelling with added peace of mind. Take the time to explore a new place or return to a well-known favourite, with the right cover from AllClear.If you’ve retired or are hoping to retire soon, you may find yourself with more time to do the things you love. Retirement is the perfect time to see your grandchildren, enjoy gardening, play golf and, most importantly, travel.
So what do you need to prepare before you travel?
No packing list should be complete without a comprehensive travel insurance policy. It’s a little like packing a spare pair of shoes; you might not have to use them but they’re there just in case you need them.
That way you’ll be covered for lost luggage, delayed flights, and – of course – medical emergencies. If there’s an issue with your holiday, we’ll help you to sort it out.
It’s vital that you declare all your pre-existing conditions when getting your quote, otherwise you won’t be properly covered in the event of a claim relating to your pre-existing conditions.
The right over 65s travel insurance policy will give you the freedom and confidence to travel wherever and whenever you want. Make AllClear your travel companion and travel with peace of mind.
Why choose AllClear? The key benefits of cover
- We’re experts in travel insurance for pre-existing medical conditions.
- There’s no upper age limit on our AllClear Gold and Gold Plus policies.
- All medical conditions are covered
- Medical emergency expenses – covered up up to £15,000,00
- Cancellation/cutting short your trip – covered up to £5,000.
- Personal property – covered up to £3K
- Missed departure/travel delay
- Medical expenses covered up to £15,000,000.
- Cancellation and Curtailment covered up to £5,000.
- Personal Belongings covered up to £3,000.
- All ages. All medical conditions. All destinations.
Find cheap travel insurance for over 65 with our 3 step quote process
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Travel tips for over 65s
For those unforgettable experiences, your cover with AllClear Gold and Gold Plus policies can include jet skiing, horse riding, scuba diving (up to 30 meters deep), safari and gorilla trekking, cycling, and, if you fancy it, even camel riding!
Cancellation cover starts as soon as your policy, so booking your travel insurance early can really pay off. Sorting this out as soon as possible means that yet another thing is ticked off the pre-holiday checklist.
Familiarise yourself with your travel insurance documents prior to travelling. A handy tip is highlighting all emergency numbers and contacts in case you need to use them or even saving them to your phone for ease of access.
Lost your documents? Not to worry – speak to our friendly Customer Care Team via Live Chat or give us a call on 0800 640 4811, and we’ll get you a copy of your documents in no time.
Vital information on travel insurance for over 65s
How is your premium determined?
Your destination, trip duration, age and any pre-existing medical conditions you may have are the main factors used to calculate the cost of your premium. For our AllClear policies, we are continually reviewing and analysing all of our claims data to ensure that the premiums we offer are fair and accurate. You can find the best & cheapest travel insurance for over 65s by comparing quotes with AllClear.
What if you have an undiagnosed condition?
We need to know the name of your medical condition, so if you have an undiagnosed condition, you will need to wait until your GP or consultant has provided you with a diagnosis. We would suggest you refer to your GP or healthcare provider who may be able to help if this is the case. Once you have a diagnosis, we’ll be able to provide you with a quote.
What is single trip travel insurance for over 65s?
If you know you’ll only be travelling once within the year then a single trip policy may well work out to be lower cost. Cover can be arranged for the exact number of days you’ll be travelling and you can choose to add or remove cancellation cover and baggage cover.
You can purchase your policy up to 12 months before you’re due to travel with your cancellation cover starting from the day you purchase. This means it makes sense to purchase your travel insurance as soon as you’ve booked your holiday.
What is annual multi-trip travel insurance for over 65s?
Although you may expect your travel insurance for over 65s to be more expensive than a standard travel insurance policy, there are certain things to consider which may reduce your premium without compromising on cover.
For example, if you travel two or more times a year, you could choose annual multi-trip travel insurance for over 65s as this may work out cheaper for you. This means you can travel as many times within your chosen region throughout 12 months. Do check any limitations before purchasing your policy though.
An annual multi-trip for over 65s policy will cover you for multiple trips which both start and end in the UK. The maximum trip length varies between providers but will either be 31 days or 45 days. Some insurance providers offer extended trip lengths of up to 60 days subject to an additional premium.
Annual multi-trip policies can be purchased up to 31 days in advance. However, any claims made before your chosen start date will not be covered.