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Why do You Need Specialist Medical Travel Insurance?
22% of all travellers need medical attention when abroad.
When you have a pre-existing medical condition this risk can increase still further
If you choose comprehensive travel insurance with medical cover, you will be reassured that:
You are covered for emergency medical care (normally up to £15 million)
You will have access to 24-hour medical emergency assistance
You’ll be covered in almost every country in the world
You can claim for lost baggage (normally up to £3K)
You can claim if you need to cancel your holiday because of your medical condition (normally up to £5K)
You can claim for medical inconvenience benefits when you’re in hospital abroad as an in-patient
WITHOUT comprehensive medical travel insurance:
You could be liable for very large medical costs if you get ill on holiday: £25,000 plus in some areas of Europe.
You’ll have to pay for all your travel costs home in case of an emergency: £80 to 100K for an air ambulance from USA.
You won’t be covered for other problems you may have while travelling – including lost luggage and trip cancellations.
What’s a Pre-Existing Medical Condition?
Let’s help you understand the definition of a pre-existing medical condition within the insurance world…
When you get a quote on AllClear, a pre-existing medical condition is:
1
Any condition for which you have received treatment, including:
– Respiratory conditions (relating to the lungs or breathing).
– Any heart, kidney, liver, circulatory or brain condition.
– Psychological conditions, including anxiety, stress and depression.
– Strokes or central nervous system disorders.
– Cancerous conditions.
– Terminal Conditions
2
Any condition for which you have undergone surgery, in or out-patient treatment, tests or investigations in a hospital, clinic or GP surgery within the last 24 months
3
Any condition for which you have been prescribed medication in the last 5 years
You can declare your medical conditions through our medical screening process either over the phone or online. The medical screening is a set of questions which will allow us to determine how your medical conditions might affect you when you are on holiday.
Why Choose AllClear
It’s frustrating visiting website after website or phoning multiple insurers.
But with our user friendly website, you only have to submit your details once to get reasonably priced quotes from several specialist providers.
Value for money: Compare policies and find the the cheapest travel insurance with medical conditions that suits you
Complete your quote once and then choose from all the options available to you.
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