Annual multi-trip travel insurance
Find out what annual multi-trip covers
If you have plans to travel more than once within the year then an annual multi-trip travel insurance policy could prove to be more cost effective and more convenient for you.
An annual multi-trip policy allows you to travel as many times as you want within 12 months, as long as your trips start and end in your home country. When you come to purchase your annual multi-trip policy you’ll have to choose the region you’ll be travelling to rather than the individual countries. This could be Europe, Worldwide excluding USA, Canada and Caribbean or Worldwide including USA, Canada and Caribbean depending on how far afield you plan to travel.
Save yourself time and money
Annual multi-trip travel insurance is designed to cover those travelling more than once a year and some providers on our panel may limit each trip length to around 31 or 45 days.
You should check the specific policy wording of your chosen provider before you purchase. The number of trips per year will more often than not be unlimited as long as you return within the number of days specified.
However, some insurers do offer extended trip lengths of up to 60 days for which there will be an additional cost.
An annual multi-trip travel insurance policy will include:
- Access to a 24 hour emergency medical assistance service.
- Unexpected medical treatment for your declared conditions.
- For mild or severe medical conditions.
*Providers will vary, so do check the cover limits of the policy you intend to purchase.
The key benefits you can get
- Medical expenses covered up to £15,000,000.
- Cancellation and Curtailment covered up to £5,000.
- Personal Belongings covered up to £3,000.
- Any age. Any medical condition. Any destination.
When does an annual multi-trip policy start?
Arranging the right time to suit you
Annual multi-trip policies cover you for 12 months from your chosen start date. You can purchase annual multi-trip policies up to 31 days in advance of your policy start date. Any claims you make before your chosen start date will not be covered, for example a claim for cancellation.
Frequently asked questions
What if you purchase an annual multi-trip policy then your medical conditions change?
If you’ve purchased an annual multi-trip policy and you need to amend something to do with your declared medical conditions then simply get in touch at the earliest possible opportunity and we will update your details.
It’s important to let us know any changes before you travel to ensure your policy is the most up to date and you’re still covered.
How do you renew your annual multi-trip policy when it runs out?
You will receive an email up to 30 days in advance letting you know your policy is due to expire. You can renew your annual multi-trip policy simply by logging into your account through the customer login area. If your circumstances have changed, simply go through the AllClear quote process for up to date comparison quotes.
You’ve bought a couple/family/group annual multi-trip policy. Can you all travel independently on this policy?
Yes, if you’ve purchased an annual multi-trip policy for multiple people, you will be covered for independent trips.